We’ve been creating legacies since the year 2000. Unlike your automobile insurance carrier or financial institution, investments and life/living benefits insurance are not just a sideline for us. We work with many highly rated investment and insurance companies so you have choice. We believe in providing you with products and advice that offer high value. Our services are available both in French and English. Training and continuing education are very important to us. We continue to build our breath of skills that range from business/retirement planning to marriage preparation. Our goal is to provide you with comprehensive service, whatever your needs are, based on confidence and trust to build a solid relationship.
Helping achieve your financial goals through financial planning
We provide strategies to help families to accumulate and protect your wealth.
Strategies to help increase your personal cash flow, keep key employees and protect your business.
You may have had life insurance for as long as you can remember. You knew it was important to make sure that your family would be taken care of and be able to pay their bills if anything happened to you.
But now that you’re over 60, your children are grown, and your mortgage is paid off, you may feel you don’t need life insurance anymore. However, there are some circumstances under which it may still make sense for you to have life insurance:
• You still have substantial debt.
• You have dependent children or grandchildren.
• You want to be able to leave a financial legacy.
A Tax-Free Savings Account is a powerful tool to help you achieve your financial goals. Whether you’re saving for a new home, planning for retirement, or investing in your children’s education, a TFSA can be a valuable part of your financial strategy. The flexibility and tax advantages it offers make it a great choice for many Canadians.
Remember, the sooner you start, the more time your investments have to grow tax-free. Every dollar counts when you’re planning for the future, and a TFSA can help you make the most of your savings.
Don’t wait until tomorrow to start planning for your future. Contact us today to begin your journey to financial security today.
Are you looking to buy your first home in Canada? The First Home Savings Account (FHSA) could help make it happen. This savings plan allows first-time home buyers to save up to $40,000 tax-free, with contributions being tax-deductible. In this article and infographic, we cover everything you need to know about FHSA, including eligibility requirements, contributions and deductions, qualifying investments, withdrawals, and transfers.
No business owner likes to think about handing over their business they’ve built from the ground up. But the fact of the matter is, you will have to do it eventually. Even more concerning, what if you were to become ill or incapacitated? Making a decision of this magnitude during trying times would not be ideal.
For the business owner, an estate freeze can be an integral part of your estate planning strategy. The purpose of an estate freeze is to lock-in (freeze) the value of the business, freeing the successor from the tax liability that may arise should the business’ value increase.
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“It gives me great pleasure to write about Gaston Lord and Safeguard Insurance &Financial Services. When I decided to buy insurance for myself and family, I interviewed many people before I decided Gaston was the right choice. At the time Gaston was working for another company before he started his own. I found Gaston to be patient, very pleasant and answered all my questions thoroughly. He always took the time to call me back and visit me regularly or when I needed to see him. He is not like other agents who visits you once a year and tells you the market has gone down for everyone. The best thing is he treats my account like his account. He will call me and tell me, I suggest we reevaluate your account, the market is sliding, and he parks the money in a safer investment, until its time reach our goals again. That is tailored made investments to me. Gaston is like a great neighbour, he looks after your house when you’re not looking. Thanks for everything Gaston!”
– Achal Jain
“Working with Gaston gave us the chance to look outside the box and not only expand our business but also helping our business more profitable with happier employees. Thank you for all your work in developing the right concepts and strategies for us.”
– Wayne Collins
“Gaston really does have a friendly service-oriented approach to business, and clearly enjoys helping his clients focus on investment and insurance products that fit their specific needs and budget. As a long-time client of Gaston’s, he has provided options on a number of products, simplified complicated processes and explained documentation in an easy to understand format for my investment and insurance packages. He made himself available to answer any questions I had. And was always happy to meet and advise on investment choices, portfolio updating and review of my policies on a regular basis. Thanks Gaston!”
– Peter Cory
“I have known Gaston for a few years and would recommend him to anyone to get the best and most honest service. Gaston is a gentleman and a true asset to his industry.”
– John Ferguson
“Gaston has been a very good advisor; I trust him with my assets. He is very easy to deal with. He is a very honest guy. I recommend you get in touch with him today.”
– Margaret Gumbert
“Gaston really took the time to get to know me and my family and what our actual needs were. Gaston’s advice driven client first approach and knowledge really helped our decision-making process easy and understandable. We felt great peace of mind knowing my new born daughter had a tailored life insurance policy that would give back to her in future and protect her for years to come. Gaston was even able to offer me solutions for life insurance even know I had medical issues in the pass the left me declined by insures in the market. I’d like to thank Gaston for taking the time to get my little one on the right track and providing us with all the information we needed to make the right choices!!!”
– Scott Cino
“Gaston proves time after time that he has my best interest in mind when dealing with my portfolio. It is nice and refreshing to have someone look out for you.”
– Becky Brennan
“This is to confirm the excellent service recently provided by Gaston Lord. He is very knowledgeable and dedicated, as he was very understanding and responsive to my insurance requirements and satisfaction. He provided great options, recommendations and feedback. It is evident that he prides himself on putting the client first and I would not hesitate to recommend Mr. Lord. He truly understands his business and is adept when addressing client needs in a timely, attentive and professional manner.”
– Cindy Collins
“We have been working with Gaston at Safeguard for 8 years now, and we’re so happy we picked this company. Gaston is always very quick at responding and is always there for support and provides the best advice. He always follows up on all the products we have with him, and is continually making sure we are with the right insurance companies and paying the best premiums. As well, he’s continually checking on our investments to ensure we are where we should be. He’s very personable and is there for you when you need him. We recommend Safeguard and Gaston to everyone!”
– Dave & Leanne