• Follow
  • Follow
  • Follow

P: (905)962-7797   |   E: g.lord@safeguard-ltd.com

  • HOME
  • ABOUT
    • ABOUT
    • TESTIMONIALS
    • SUPPLIERS
    • PRIVACY STATEMENT & WEBSITE TERMS OF USE
  • SERVICES
    • FINANCIAL PLANNING
      • FAMILIES
      • PROFESSIONALS
      • BUSINESS OWNERS
    • BUSINESS
      • CONTINUATION & EXECUTIVE BENEFITS
      • GROUP HEALTH BENEFITS
    • LIFE STAGES
      • STARTING YOUR CAREER
      • FAMILIES
      • RETIREMENT
      • ESTATE PLANNING
    • INSURANCE PLANNING
      • LIFE INSURANCE
      • MORTGAGE LIFE INSURANCE
      • DISABILITY INSURANCE
      • CRITICAL ILLNESS INSURANCE
      • NEED FOR PERSONAL INSURANCE
      • NEED FOR CORPORATE INSURANCE
      • TRAVEL INSURANCE
      • HEALTH SPENDING ACCOUNT
    • INVESTMENT PLANNING
      • TAX FREE SAVINGS ACCOUNT
      • REGISTERED EDUCATION SAVINGS PLAN
      • REGISTERED DISABILITY SAVINGS PLAN
      • REGISTERED RETIREMENT SAVINGS PLAN
      • REGISTERED RETIREMENT INCOME FUND
    • PROCESS & FEES
    • RESOURCES
  • BLOG
  • CONTACT
  • HOME
  • ABOUT
    • ABOUT
    • TESTIMONIALS
    • SUPPLIERS
    • PRIVACY STATEMENT & WEBSITE TERMS OF USE
  • SERVICES
    • FINANCIAL PLANNING
      • FAMILIES
      • PROFESSIONALS
      • BUSINESS OWNERS
    • BUSINESS
      • CONTINUATION & EXECUTIVE BENEFITS
      • GROUP HEALTH BENEFITS
    • LIFE STAGES
      • STARTING YOUR CAREER
      • FAMILIES
      • RETIREMENT
      • ESTATE PLANNING
    • INSURANCE PLANNING
      • LIFE INSURANCE
      • MORTGAGE LIFE INSURANCE
      • DISABILITY INSURANCE
      • CRITICAL ILLNESS INSURANCE
      • NEED FOR PERSONAL INSURANCE
      • NEED FOR CORPORATE INSURANCE
      • TRAVEL INSURANCE
      • HEALTH SPENDING ACCOUNT
    • INVESTMENT PLANNING
      • TAX FREE SAVINGS ACCOUNT
      • REGISTERED EDUCATION SAVINGS PLAN
      • REGISTERED DISABILITY SAVINGS PLAN
      • REGISTERED RETIREMENT SAVINGS PLAN
      • REGISTERED RETIREMENT INCOME FUND
    • PROCESS & FEES
    • RESOURCES
  • BLOG
  • CONTACT
2022 Year End Tax Tips and Strategies for Business Owners

2022 Year End Tax Tips and Strategies for Business Owners

by Financial Tech Tools | Dec 6, 2022 | 2022, 2022 Only, Blog, Business Owners, Financial Planning, tax

Now that we’re approaching the end of the year, it’s time to review your business finances. We’ve highlighted the most critical tax-planning tips you need to know as a business owner.Salary/Dividend MixAs a business owner, an essential part of tax...
Five Ways To Withdraw Money From Your Business In A Tax-Efficient Manner

Five Ways To Withdraw Money From Your Business In A Tax-Efficient Manner

by Financial Tech Tools | Sep 1, 2022 | Blog, Business Owners, corporate, tax

Five Ways To Withdraw Money From Your Business In A Tax-Efficient MannerYou have worked long and hard to build up your business, and now you are ready to withdraw money from your business’ bank account. But you don’t want to get hit with a huge tax bill....
Accessing Corporate Earnings

Accessing Corporate Earnings

by Financial Tech Tools | Aug 4, 2020 | Blog, Business Owners, corporate, life insurance

One of the financial planning issues that business owners face is how to access their corporate earnings in a tax efficient way.There are 5 standard methods:SalaryDividendShareholder LoansTransfer Personal AssetsIncome SplittingThere are also unique ways utilizing...
Canada Emergency Wage Subsidy expanded to include more businesses!

Canada Emergency Wage Subsidy expanded to include more businesses!

by Financial Tech Tools | Jul 17, 2020 | Blog, Business Owners, Coronavirus, Coronavirus - Practice Owners, corporate

On July 17th, Finance Minister Bill Morneau announced proposed changes to the Canada Emergency Wage Subsidy (CEWS) that will expand the number of businesses that qualify for the program. The major changes he announced were:”First, we’re proposing to extend...
Canada Emergency Wage Subsidy extended into December!

Canada Emergency Wage Subsidy extended into December!

by Financial Tech Tools | Jul 13, 2020 | Blog, Business Owners, Coronavirus, Coronavirus - Practice Owners, corporate

On July 13th, Prime Minister Justin Trudeau announced the extension of the Canada Emergency Wage Subsidy (CEWS) until December. The Prime Minster stated:”You’ve seen me come out to talk with Canadians about what we’re doing to help you and your...
10 Essential Decisions for Business Owners

10 Essential Decisions for Business Owners

by Financial Tech Tools | Jul 3, 2020 | Blog, Business Owners, estate planning

10 Essential Decisions for Business OwnersBusiness owners can be busy… they are busy running a successful business, wearing lots of hats and making a ton of decisions. We’ve put together a list of 10 essential decisions for every business owner to consider; from...
« Older Entries

RSS Subscribe via RSS

  • TFSA versus RRSP – What you need to know to make the most of them in 2023 February 2, 2023
    When looking to save money in a tax-efficient manner, Tax-Free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP) can offer significant tax benefits. The main difference between the two is that TFSAs are ideal for short-term goals, such as saving for a down payment on a house or a vacation, as its growth is […]
    Financial Tech Tools
  • 2023 Financial Calendar January 1, 2023
    Welcome to our 2023 financial calendar! This calendar is designed to help you keep track of important financial dates and deadlines, such as tax filing and government benefit distribution. You can bookmark this page for easy reference or add these dates to your personal calendar to ensure you don't miss any important financial obligations.
    Financial Tech Tools
  • 2022 Year End Tax Tips and Strategies for Business Owners December 6, 2022
    The end of 2022 is quickly approaching – which means for business owners, it's time to review tax tips and strategies to maximize your benefits.
    Financial Tech Tools
  • 2022 Personal Year-End Tax Tips December 5, 2022
    The end of 2022 is quickly approaching – which means it’s time to get everything in order, so you’re ready when it comes time to file your taxes. We’ve broken this article into the following sections to make it easy to find the tax tips you’re looking for: • Investment considerations, including how to best […]
    Financial Tech Tools
  • Why Insurance Is So Important If You’re A Single Parent November 1, 2022
    Being a single parent is a lot of responsibility. Learn how the right types of insurance can provide you and your family with the financial protection they need.
    Financial Tech Tools

Latest posts

  • TFSA versus RRSP – What you need to know to make the most of them in 2023

    TFSA versus RRSP – What you need to know to make the most of them in 2023

    February 2, 2023
  • 2023 Financial Calendar

    2023 Financial Calendar

    January 1, 2023
  • 2022 Year End Tax Tips and Strategies for Business Owners

    2022 Year End Tax Tips and Strategies for Business Owners

    December 6, 2022
  • 2022 Personal Year-End Tax Tips

    2022 Personal Year-End Tax Tips

    December 5, 2022
  • Why Insurance Is So Important If You’re A Single Parent

    Why Insurance Is So Important If You’re A Single Parent

    November 1, 2022

Categories

  • 2019 Only
  • 2020
  • 2020 Only
  • 2022
  • 2022 Only
  • 2023
  • Blog
  • Business Owners
  • Coronavirus
  • Coronavirus – Associates
  • Coronavirus – Practice Owners
  • Coronavirus – Retired
  • Coronavirus – Retiring
  • Coronavirus – Students
  • corporate
  • disability insurance
  • estate planning
  • Family
  • Financial Planning
  • health benefits
  • individuals
  • insurance
  • investment
  • life insurance
  • Ontario Only
  • retirees
  • Retirement
  • RRSP
  • tax
  • Tax Free Savings Account
  • travel insurance

Contact Us

Safeguard Insurance & Financial Services
Gaston Lord, FIC, CSA, CFP
Financial Advisor
(905) 962-7797
g.lord@safeguard-ltd.com

1522 Main St E. Unit 1
Hamilton, ON
L8K 1E8

About Us

We work closely with families and business owners to help achieve their financial goals. Our goal is to provide you with comprehensive service, whatever your needs are, based on confidence and trust to build a solid relationship.

Creating legacies, building trust and solid relationships while providing comprehensive service that is in your best interest.

Newsletter
* indicates required