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Federal Budget 2023 Highlights

Federal Budget 2023 Highlights

by Financial Tech Tools | Mar 29, 2023 | 2023, Blog, Business Owners, dental benefits, Family, Financial Planning, individuals

On March 28, 2023, the Federal Government released their 2032 budget. This article highlights the following financial measures:New transfer options associated with Bill C-208 for intergenerational transfer.New rules for employee ownership trusts.Changes to how the...
Ontario 2023 Budget Highlights

Ontario 2023 Budget Highlights

by Financial Tech Tools | Mar 24, 2023 | Blog, Business Owners, individuals, Ontario Only, tax

Ontario 2023 Budget HighlightsOn March 23, 2023, Ontario’s Minister of Finance delivered the province’s 2023 budget. Here are some of the highlights. No Changes To Corporate or Personal Tax RatesBudget 2023 did not change Ontario’s corporate or personal tax...
2022 Year End Tax Tips and Strategies for Business Owners

2022 Year End Tax Tips and Strategies for Business Owners

by Financial Tech Tools | Dec 6, 2022 | 2022, 2022 Only, Blog, Business Owners, Financial Planning, tax

Now that we’re approaching the end of the year, it’s time to review your business finances. We’ve highlighted the most critical tax-planning tips you need to know as a business owner.Salary/Dividend MixAs a business owner, an essential part of tax...
Five Ways To Withdraw Money From Your Business In A Tax-Efficient Manner

Five Ways To Withdraw Money From Your Business In A Tax-Efficient Manner

by Financial Tech Tools | Sep 1, 2022 | Blog, Business Owners, corporate, tax

Five Ways To Withdraw Money From Your Business In A Tax-Efficient MannerYou have worked long and hard to build up your business, and now you are ready to withdraw money from your business’ bank account. But you don’t want to get hit with a huge tax bill....
Accessing Corporate Earnings

Accessing Corporate Earnings

by Financial Tech Tools | Aug 4, 2020 | Blog, Business Owners, corporate, life insurance

One of the financial planning issues that business owners face is how to access their corporate earnings in a tax efficient way.There are 5 standard methods:SalaryDividendShareholder LoansTransfer Personal AssetsIncome SplittingThere are also unique ways utilizing...
Canada Emergency Wage Subsidy expanded to include more businesses!

Canada Emergency Wage Subsidy expanded to include more businesses!

by Financial Tech Tools | Jul 17, 2020 | Blog, Business Owners, Coronavirus, Coronavirus - Practice Owners, corporate

On July 17th, Finance Minister Bill Morneau announced proposed changes to the Canada Emergency Wage Subsidy (CEWS) that will expand the number of businesses that qualify for the program. The major changes he announced were:”First, we’re proposing to extend...
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  • First Home Savings Account (FHSA): What You Need to Know June 1, 2023
    Are you looking to buy your first home in Canada? The First Home Savings Account (FHSA) could help make it happen. This savings plan allows first-time home buyers to save up to $40,000 tax-free, with contributions being tax-deductible. In this article and infographic, we cover everything you need to know about FHSA, including eligibility requirements, […]
    Financial Tech Tools
  • Estate Freeze May 1, 2023
    No business owner likes to think about handing over their business they've built from the ground up. But the fact of the matter is, you will have to do it eventually. Even more concerning, what if you were to become ill or incapacitated? Making a decision of this magnitude during trying times would not be […]
    Financial Tech Tools
  • Tax Tips You Need To Know Before Filing Your 2022 Taxes April 3, 2023
    It’ll be time to file your 2022 taxes soon, and you must take advantage of every tax credit and deduction you can! Our article covers the following: • Canada Workers Benefit. • Claiming home office expenses. • The tax deduction for zero-emissions vehicles. • Return Of Fuel Charge Proceeds To Farmers Tax Credit. • Eligible […]
    Financial Tech Tools
  • Don’t lose all your hard-earned money to taxes April 1, 2023
    It’s essential to manage your tax planning properly – both while you are living and for after your death. You want as much of your money as possible to go to your beneficiaries, not the government. Our article contains three tips to help you do that: 1. Learn how to make the most of the […]
    Financial Tech Tools
  • Federal Budget 2023 Highlights March 29, 2023
    On March 28, 2023, the Federal Government released their 2032 budget. This article highlights the following financial measures: • New transfer options associated with Bill C-208 for intergenerational transfer. • New rules for employee ownership trusts. • Changes to how the Alternative Minimum Tax is calculated. • Improvements to Registered Education Savings Plans. • Expanding […]
    Financial Tech Tools

Latest posts

  • First Home Savings Account (FHSA): What You Need to Know

    First Home Savings Account (FHSA): What You Need to Know

    June 1, 2023
  • Estate Freeze

    Estate Freeze

    May 1, 2023
  • Tax Tips You Need To Know Before Filing Your 2022 Taxes

    Tax Tips You Need To Know Before Filing Your 2022 Taxes

    April 3, 2023
  • Don’t lose all your hard-earned money to taxes

    Don’t lose all your hard-earned money to taxes

    April 1, 2023
  • Federal Budget 2023 Highlights

    Federal Budget 2023 Highlights

    March 29, 2023

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Contact Us

Safeguard Insurance & Financial Services
Gaston Lord, FIC, CSA, CFP
Financial Advisor
(905) 962-7797
g.lord@safeguard-ltd.com

1522 Main St E. Unit 1
Hamilton, ON
L8K 1E8

About Us

We work closely with families and business owners to help achieve their financial goals. Our goal is to provide you with comprehensive service, whatever your needs are, based on confidence and trust to build a solid relationship.

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