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2023 Year-End Tax Tips and Strategies for Business Owners

2023 Year-End Tax Tips and Strategies for Business Owners

by Financial Tech Tools | Dec 5, 2023 | 2023, Blog, Business Owners, tax

2023 Year-End Tax Tips and Strategies for Business Owners Now that we’re approaching the end of the year, it’s time to review your business finances. We’ve highlighted the most critical tax-planning tips you need to know as a business owner....
2023 Personal Year-End Tax Tips

2023 Personal Year-End Tax Tips

by Financial Tech Tools | Dec 1, 2023 | 2023, Blog, individuals, tax

The end of 2023 is quickly approaching – which means it’s time to get your paperwork in order so you’re ready when it comes time to file your taxes!In this article, we’ve covered five different major types of 2023 personal tax tips:Investment...
Understanding Registered Education Savings Plans (RESPs) in Canada

Understanding Registered Education Savings Plans (RESPs) in Canada

by Financial Tech Tools | Sep 1, 2023 | 2023, Blog, Family, financial advice, Financial Planning, Registered Education Savings Plan

What is an RESP? A Registered Education Savings Plan (RESP) is a unique savings account available in Canada, designed to assist individuals, such as parents or guardians, in saving for a child’s post-secondary education. Notably, anyone can open an RESP for a...
Tax Tips You Need To Know Before Filing Your 2022 Taxes

Tax Tips You Need To Know Before Filing Your 2022 Taxes

by Financial Tech Tools | Apr 3, 2023 | 2023, Blog, disability, tax

Tax Tips You Need To Know Before Filing Your 2022 TaxesThis year’s tax deadline is May 1, 2023, as April 30 falls on a Sunday this year. It’s important to make sure you’re claiming all the credits and deductions you’re eligible for. In this article, we’ll provide you...
Federal Budget 2023 Highlights

Federal Budget 2023 Highlights

by Financial Tech Tools | Mar 29, 2023 | 2023, Blog, Business Owners, dental benefits, Family, Financial Planning, individuals

On March 28, 2023, the Federal Government released their 2032 budget. This article highlights the following financial measures:New transfer options associated with Bill C-208 for intergenerational transfer.New rules for employee ownership trusts.Changes to how the...
TFSA versus RRSP – What you need to know to make the most of them in 2023

TFSA versus RRSP – What you need to know to make the most of them in 2023

by Financial Tech Tools | Feb 2, 2023 | 2023, Blog, RRSP, Tax Free Savings Account

When looking to save money in a tax-efficient manner, Tax-Free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP) can offer significant tax benefits. To assist you in understanding the distinctions, we will compare the following: The differences in...
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  • Budget 2026: What the New Federal Measures Could Mean for Your Money November 6, 2026
    Budget 2026 proposes new affordability, housing, benefit, and business investment measures. From fuel tax relief and a groceries benefit supplement to an “RRSP for life” consultation and the Productivity Mega Deduction, here is a plain-language overview of what the November 5, 2026 budget could mean for Canadians’ money.
    Financial Tech Tools
  • Leaving Your Employer – Should You Take Your Pension? November 3, 2026
    Leaving your employer? One of the biggest financial choices you’ll face is whether to take your pension or leave it. Learn about your options, key considerations, tax rules, and what unlocking your pension really means so you can make a confident decision about your future.
    Financial Tech Tools
  • Financial Planning for a Child With a Disability October 2, 2026
    Raising a child with a disability comes with a question that can keep you up at night: will they be secure once I am no longer here to help? This roadmap walks through the main building blocks families use to plan with confidence, one step at a time.
    Financial Tech Tools
  • The Health Spending Account for Business Owners and Incorporated Professionals September 1, 2026
    Discover a game-changing solution to manage medical expenses efficiently - the Health Spending Account. As a business owner, reduce tax burdens and provide tax-free benefits to yourself and employees. No monthly premiums, cost-effective, and hassle-free reimbursement process. Unlock the full potential of your healthcare budget now.
    Financial Tech Tools
  • Corporate Life Insurance Planning August 6, 2026
    Corporate-owned life insurance helps business owners protect their company, manage taxes, and plan for retirement or succession. This article explores how it can fund buy-sell agreements, cover capital gains tax, reward key executives, and support business continuity—all while building tax-advantaged value inside the corporation.
    Financial Tech Tools

Latest posts

  • Budget 2026: What the New Federal Measures Could Mean for Your Money

    Budget 2026: What the New Federal Measures Could Mean for Your Money

    November 6, 2026
  • Leaving Your Employer – Should You Take Your Pension?

    Leaving Your Employer – Should You Take Your Pension?

    November 3, 2026
  • Financial Planning for a Child With a Disability

    Financial Planning for a Child With a Disability

    October 2, 2026
  • The Health Spending Account for Business Owners and Incorporated Professionals

    The Health Spending Account for Business Owners and Incorporated Professionals

    September 1, 2026
  • Corporate Life Insurance Planning

    Corporate Life Insurance Planning

    August 6, 2026

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Contact Us

Safeguard Insurance & Financial Services
Gaston Lord, FIC, CSA, CFP
Financial Advisor
(905) 962-7797
g.lord@safeguard-ltd.com

1522 Main St E. Unit 1
Hamilton, ON
L8K 1E8

About Us

We work closely with families and business owners to help achieve their financial goals. Our goal is to provide you with comprehensive service, whatever your needs are, based on confidence and trust to build a solid relationship.

Creating legacies, building trust and solid relationships while providing comprehensive service that is in your best interest.

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