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2024 Year-End Tax Tips and Strategies for Business Owners

2024 Year-End Tax Tips and Strategies for Business Owners

by Financial Tech Tools | Dec 5, 2024 | 2024, Blog, Business Owners, Financial Planning, tax

As a business owner, managing your finances well can make a big difference for your business’s future. Whether it’s choosing how to compensate yourself or making the most of opportunities like the small business deduction and lifetime capital gains exemption,...
2024 Personal Year End Tax Tips

2024 Personal Year End Tax Tips

by Financial Tech Tools | Dec 3, 2024 | 2024, Blog, Financial Planning, individuals, tax

The end of 2024 is quickly approaching – which means it’s time to get your paperwork in order so you’re ready when it comes time to file your taxes!In this article, we’ve covered five different major types of 2024 personal tax tips:Investment...
Stay Ahead in 2024: A Comprehensive Checklist for Federal Tax Updates

Stay Ahead in 2024: A Comprehensive Checklist for Federal Tax Updates

by Financial Tech Tools | Apr 22, 2024 | 2024, Blog, Business Owners, Family, financial advice, Financial Planning, individuals, investment, retirees, Retirement

With the upcoming 2024 Canadian tax rule changes, it’s important to review your financial strategies. We’ve identified the key changes that we expect to influence financial decisions for investors, business owners, incorporated professionals, retirees, and...
Tax tips to know before filing your 2023 income tax

Tax tips to know before filing your 2023 income tax

by Financial Tech Tools | Apr 2, 2024 | 2024, Blog, corporate, Family, financial advice, Financial Planning, tax

This year’s tax deadline is April 30, 2024. It’s important to make sure you’re claiming all the credits and deductions you’re eligible for. We’ve separated this article into 2 sections: What’s new for 2023Individuals and FamiliesWhat’s New for 2023Advanced Canada...
Ontario’s 2024 Budget Highlights

Ontario’s 2024 Budget Highlights

by Financial Tech Tools | Mar 27, 2024 | 2024, Blog, Ontario Only, tax

On March 26, 2024, the Ontario Minister of Finance announced the province’s 2024 budget. This article highlights the most important things you need to know about this budget, broken into 2 sections:Personal Tax ChangesBusiness Tax ChangesPersonal tax changesThere are...
TFSA vs RRSP – 2024

TFSA vs RRSP – 2024

by Financial Tech Tools | Feb 1, 2024 | 2024, Blog, Business Owners, estate planning, Family, financial advice, Financial Planning, individuals, investment, personal finances, Professionals, Retirement, RRSP, Tax Free Savings Account

Tax-Free Savings Account vs Registered Retirement Savings PlanWhen looking to save money in a tax-efficient manner, Tax-Free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP) can offer significant tax benefits. To assist you in understanding the...
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  • Tax Lines to Look Out For on Your 2025 Canadian Tax Return April 1, 2026
    The 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes in CPP2 and capital gains rules, here are the key lines to watch when filing your 2025 Canadian tax return.
    Financial Tech Tools
  • Ontario Budget 2026 March 30, 2026
    The 2026 Ontario Budget brings major changes for small business owners, home buyers, and investors. From a cut to the small business tax rate to an enhanced HST rebate on new homes, here is what you need to know and how it could affect your finances.
    Financial Tech Tools
  • 2026 Canada Money Facts March 2, 2026
    2026 Canada Money Facts – Get the latest TFSA, RRSP, FHSA, CPP, OAS, and RESP limits. Stay informed on savings, pensions, and benefits for the year ahead!
    Financial Tech Tools
  • Organizing Your Final Decade for Retirement February 2, 2026
    Are you retirement-ready for 2026? Discover the specific math behind CPP and OAS benefits, the new tax-sheltered contribution limits, and why tax-exempt life insurance may be your missing 'third bucket.' Learn how to bridge the gap between government support and the lifestyle you’ve earned.
    Financial Tech Tools
  • 2026 Financial Calendar December 31, 2025
    Managing your finances effectively begins with staying informed about important dates and deadlines throughout the year. This comprehensive guide outlines key financial milestones, including tax deadlines, benefit payment schedules, and contribution opportunities, to help you stay organized and on track. Whether you're planning for tax season, reviewing your investments, or ensuring timely payments, this calendar […]
    Financial Tech Tools

Latest posts

  • Tax Lines to Look Out For on Your 2025 Canadian Tax Return

    Tax Lines to Look Out For on Your 2025 Canadian Tax Return

    April 1, 2026
  • Ontario Budget 2026

    Ontario Budget 2026

    March 30, 2026
  • 2026 Canada Money Facts

    2026 Canada Money Facts

    March 2, 2026
  • Organizing Your Final Decade for Retirement

    Organizing Your Final Decade for Retirement

    February 2, 2026
  • 2026 Financial Calendar

    2026 Financial Calendar

    December 31, 2025

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Contact Us

Safeguard Insurance & Financial Services
Gaston Lord, FIC, CSA, CFP
Financial Advisor
(905) 962-7797
g.lord@safeguard-ltd.com

1522 Main St E. Unit 1
Hamilton, ON
L8K 1E8

About Us

We work closely with families and business owners to help achieve their financial goals. Our goal is to provide you with comprehensive service, whatever your needs are, based on confidence and trust to build a solid relationship.

Creating legacies, building trust and solid relationships while providing comprehensive service that is in your best interest.

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