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2024 Year-End Tax Tips and Strategies for Business Owners

2024 Year-End Tax Tips and Strategies for Business Owners

by Financial Tech Tools | Dec 5, 2024 | 2024, Blog, Business Owners, Financial Planning, tax

As a business owner, managing your finances well can make a big difference for your business’s future. Whether it’s choosing how to compensate yourself or making the most of opportunities like the small business deduction and lifetime capital gains exemption,...
2024 Personal Year End Tax Tips

2024 Personal Year End Tax Tips

by Financial Tech Tools | Dec 3, 2024 | 2024, Blog, Financial Planning, individuals, tax

The end of 2024 is quickly approaching – which means it’s time to get your paperwork in order so you’re ready when it comes time to file your taxes!In this article, we’ve covered five different major types of 2024 personal tax tips:Investment...
Stay Ahead in 2024: A Comprehensive Checklist for Federal Tax Updates

Stay Ahead in 2024: A Comprehensive Checklist for Federal Tax Updates

by Financial Tech Tools | Apr 22, 2024 | 2024, Blog, Business Owners, Family, financial advice, Financial Planning, individuals, investment, retirees, Retirement

With the upcoming 2024 Canadian tax rule changes, it’s important to review your financial strategies. We’ve identified the key changes that we expect to influence financial decisions for investors, business owners, incorporated professionals, retirees, and...
Tax tips to know before filing your 2023 income tax

Tax tips to know before filing your 2023 income tax

by Financial Tech Tools | Apr 2, 2024 | 2024, Blog, corporate, Family, financial advice, Financial Planning, tax

This year’s tax deadline is April 30, 2024. It’s important to make sure you’re claiming all the credits and deductions you’re eligible for. We’ve separated this article into 2 sections: What’s new for 2023Individuals and FamiliesWhat’s New for 2023Advanced Canada...
Ontario’s 2024 Budget Highlights

Ontario’s 2024 Budget Highlights

by Financial Tech Tools | Mar 27, 2024 | 2024, Blog, Ontario Only, tax

On March 26, 2024, the Ontario Minister of Finance announced the province’s 2024 budget. This article highlights the most important things you need to know about this budget, broken into 2 sections:Personal Tax ChangesBusiness Tax ChangesPersonal tax changesThere are...
TFSA vs RRSP – 2024

TFSA vs RRSP – 2024

by Financial Tech Tools | Feb 1, 2024 | 2024, Blog, Business Owners, estate planning, Family, financial advice, Financial Planning, individuals, investment, personal finances, Professionals, Retirement, RRSP, Tax Free Savings Account

Tax-Free Savings Account vs Registered Retirement Savings PlanWhen looking to save money in a tax-efficient manner, Tax-Free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP) can offer significant tax benefits. To assist you in understanding the...
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  • Budget 2026: What the New Federal Measures Could Mean for Your Money November 6, 2026
    Budget 2026 proposes new affordability, housing, benefit, and business investment measures. From fuel tax relief and a groceries benefit supplement to an “RRSP for life” consultation and the Productivity Mega Deduction, here is a plain-language overview of what the November 5, 2026 budget could mean for Canadians’ money.
    Financial Tech Tools
  • Leaving Your Employer – Should You Take Your Pension? November 3, 2026
    Leaving your employer? One of the biggest financial choices you’ll face is whether to take your pension or leave it. Learn about your options, key considerations, tax rules, and what unlocking your pension really means so you can make a confident decision about your future.
    Financial Tech Tools
  • Financial Planning for a Child With a Disability October 2, 2026
    Raising a child with a disability comes with a question that can keep you up at night: will they be secure once I am no longer here to help? This roadmap walks through the main building blocks families use to plan with confidence, one step at a time.
    Financial Tech Tools
  • The Health Spending Account for Business Owners and Incorporated Professionals September 1, 2026
    Discover a game-changing solution to manage medical expenses efficiently - the Health Spending Account. As a business owner, reduce tax burdens and provide tax-free benefits to yourself and employees. No monthly premiums, cost-effective, and hassle-free reimbursement process. Unlock the full potential of your healthcare budget now.
    Financial Tech Tools
  • Corporate Life Insurance Planning August 6, 2026
    Corporate-owned life insurance helps business owners protect their company, manage taxes, and plan for retirement or succession. This article explores how it can fund buy-sell agreements, cover capital gains tax, reward key executives, and support business continuity—all while building tax-advantaged value inside the corporation.
    Financial Tech Tools

Latest posts

  • Budget 2026: What the New Federal Measures Could Mean for Your Money

    Budget 2026: What the New Federal Measures Could Mean for Your Money

    November 6, 2026
  • Leaving Your Employer – Should You Take Your Pension?

    Leaving Your Employer – Should You Take Your Pension?

    November 3, 2026
  • Financial Planning for a Child With a Disability

    Financial Planning for a Child With a Disability

    October 2, 2026
  • The Health Spending Account for Business Owners and Incorporated Professionals

    The Health Spending Account for Business Owners and Incorporated Professionals

    September 1, 2026
  • Corporate Life Insurance Planning

    Corporate Life Insurance Planning

    August 6, 2026

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Contact Us

Safeguard Insurance & Financial Services
Gaston Lord, FIC, CSA, CFP
Financial Advisor
(905) 962-7797
g.lord@safeguard-ltd.com

1522 Main St E. Unit 1
Hamilton, ON
L8K 1E8

About Us

We work closely with families and business owners to help achieve their financial goals. Our goal is to provide you with comprehensive service, whatever your needs are, based on confidence and trust to build a solid relationship.

Creating legacies, building trust and solid relationships while providing comprehensive service that is in your best interest.

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