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• Generic Ozempic Is Here. Will Your Drug Plan Actually Save Money? July 15, 2026
  Generic semaglutide (the active ingredient in Ozempic) is now available in Canada, and it has the potential to meaningfully reduce drug costs for employer-sponsored benefits plans. But savings are not automatic. Without the right plan design in place, many members may stay on the brand-name drug and costs could remain unchanged. Here is what plan […]
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• What Happens to Your Group Benefits When You Leave a Job? July 1, 2026
  Most Canadians do not think about their group benefits until the day they leave a job, and by then, the clock is already ticking. Health and dental coverage typically ends on your last day. But here is the part many people miss: your group life insurance comes with a conversion privilege that lets you carry […]
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• What Is Participating Whole Life Insurance? June 1, 2026
  Participating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how it works, who it's for, and how it compares to other types of life insurance.
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• What Is Life Insurance and How Does It Work? May 1, 2026
  Life insurance doesn’t have to be confusing. Learn how it works, the difference between term and permanent coverage, and how to decide how much protection your family may need.
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• Tax Lines to Look Out For on Your 2025 Canadian Tax Return April 1, 2026
  The 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes in CPP2 and capital gains rules, here are the key lines to watch when filing your 2025 Canadian tax return.
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