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2022 Personal Year-End Tax Tips

2022 Personal Year-End Tax Tips

by Financial Tech Tools | Dec 5, 2022 | 2022 Only, Blog, individuals

The end of 2022 is quickly approaching – which means it’s time to get your paperwork in order so you’re ready when it comes time to file your taxes!In this article, we’ve covered four different major types of 2022 personal tax tips:Investment...
Why Insurance Is So Important If You’re A Single Parent

Why Insurance Is So Important If You’re A Single Parent

by Financial Tech Tools | Nov 1, 2022 | Blog, Family, insurance, life insurance

Why Insurance Is So Important If You’re A Single ParentYour kids mean everything to you – and you want to make sure they’re protected no matter what. As a single parent, you must have the right health and life insurance options in place to make that happen. We...
Essential tips and tricks for paying less tax and keeping more of your retirement income

Essential tips and tricks for paying less tax and keeping more of your retirement income

by Financial Tech Tools | Oct 3, 2022 | Blog, Retirement

Essential tips and tricks for paying less tax and keeping more of your retirement incomeMost of your retirement income sources are taxable; Canadian Pension Plan (CPP), your personal pension plan (if you have one) and income from your RRIFs. However, if you’ve set up...
Five Ways To Withdraw Money From Your Business In A Tax-Efficient Manner

Five Ways To Withdraw Money From Your Business In A Tax-Efficient Manner

by Financial Tech Tools | Sep 1, 2022 | Blog, Business Owners, corporate, tax

Five Ways To Withdraw Money From Your Business In A Tax-Efficient MannerYou have worked long and hard to build up your business, and now you are ready to withdraw money from your business’ bank account. But you don’t want to get hit with a huge tax bill....
Details of the EXPANDED Canada Emergency Wage Subsidy

Details of the EXPANDED Canada Emergency Wage Subsidy

by Financial Tech Tools | Aug 12, 2020 | 2020 Only, Blog, Coronavirus, Coronavirus - Practice Owners

On August 11th, the Government of Canada updated the calculator and Canada.ca with the changes to the Canada Emergency Wage Subsidy (CEWS). If you’re a business owner who has suffered losses as a result of COVID-19 and did NOT qualify previously for CEWS, you...
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  • Generic Ozempic Is Here. Will Your Drug Plan Actually Save Money? July 15, 2026
    Generic semaglutide (the active ingredient in Ozempic) is now available in Canada, and it has the potential to meaningfully reduce drug costs for employer-sponsored benefits plans. But savings are not automatic. Without the right plan design in place, many members may stay on the brand-name drug and costs could remain unchanged. Here is what plan […]
    Financial Tech Tools
  • What Happens to Your Group Benefits When You Leave a Job? July 1, 2026
    Most Canadians do not think about their group benefits until the day they leave a job, and by then, the clock is already ticking. Health and dental coverage typically ends on your last day. But here is the part many people miss: your group life insurance comes with a conversion privilege that lets you carry […]
    Financial Tech Tools
  • What Is Participating Whole Life Insurance? June 1, 2026
    Participating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how it works, who it's for, and how it compares to other types of life insurance.
    Financial Tech Tools
  • What Is Life Insurance and How Does It Work? May 1, 2026
    Life insurance doesn’t have to be confusing. Learn how it works, the difference between term and permanent coverage, and how to decide how much protection your family may need.
    Financial Tech Tools
  • Tax Lines to Look Out For on Your 2025 Canadian Tax Return April 1, 2026
    The 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes in CPP2 and capital gains rules, here are the key lines to watch when filing your 2025 Canadian tax return.
    Financial Tech Tools

Latest posts

  • Generic Ozempic Is Here. Will Your Drug Plan Actually Save Money?

    Generic Ozempic Is Here. Will Your Drug Plan Actually Save Money?

    July 15, 2026
  • What Happens to Your Group Benefits When You Leave a Job?

    What Happens to Your Group Benefits When You Leave a Job?

    July 1, 2026
  • What Is Participating Whole Life Insurance?

    What Is Participating Whole Life Insurance?

    June 1, 2026
  • What Is Life Insurance and How Does It Work?

    What Is Life Insurance and How Does It Work?

    May 1, 2026
  • Tax Lines to Look Out For on Your 2025 Canadian Tax Return

    Tax Lines to Look Out For on Your 2025 Canadian Tax Return

    April 1, 2026

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Contact Us

Safeguard Insurance & Financial Services
Gaston Lord, FIC, CSA, CFP
Financial Advisor
(905) 962-7797
g.lord@safeguard-ltd.com

1522 Main St E. Unit 1
Hamilton, ON
L8K 1E8

About Us

We work closely with families and business owners to help achieve their financial goals. Our goal is to provide you with comprehensive service, whatever your needs are, based on confidence and trust to build a solid relationship.

Creating legacies, building trust and solid relationships while providing comprehensive service that is in your best interest.

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