• Follow
  • Follow
  • Follow

P: (905)962-7797   |   E: [email protected]

  • HOME
  • ABOUT
    • ABOUT
    • TESTIMONIALS
    • SUPPLIERS
    • PRIVACY STATEMENT & WEBSITE TERMS OF USE
  • SERVICES
    • FINANCIAL PLANNING
      • FAMILIES
      • PROFESSIONALS
      • BUSINESS OWNERS
    • BUSINESS
      • CONTINUATION & EXECUTIVE BENEFITS
      • GROUP HEALTH BENEFITS
    • LIFE STAGES
      • STARTING YOUR CAREER
      • FAMILIES
      • RETIREMENT
      • ESTATE PLANNING
    • INSURANCE PLANNING
      • LIFE INSURANCE
      • MORTGAGE LIFE INSURANCE
      • DISABILITY INSURANCE
      • CRITICAL ILLNESS INSURANCE
      • NEED FOR PERSONAL INSURANCE
      • NEED FOR CORPORATE INSURANCE
      • TRAVEL INSURANCE
      • HEALTH SPENDING ACCOUNT
    • INVESTMENT PLANNING
      • TAX FREE SAVINGS ACCOUNT
      • REGISTERED EDUCATION SAVINGS PLAN
      • REGISTERED DISABILITY SAVINGS PLAN
      • REGISTERED RETIREMENT SAVINGS PLAN
      • REGISTERED RETIREMENT INCOME FUND
    • PROCESS & FEES
    • RESOURCES
  • BLOG
  • CONTACT
  • HOME
  • ABOUT
    • ABOUT
    • TESTIMONIALS
    • SUPPLIERS
    • PRIVACY STATEMENT & WEBSITE TERMS OF USE
  • SERVICES
    • FINANCIAL PLANNING
      • FAMILIES
      • PROFESSIONALS
      • BUSINESS OWNERS
    • BUSINESS
      • CONTINUATION & EXECUTIVE BENEFITS
      • GROUP HEALTH BENEFITS
    • LIFE STAGES
      • STARTING YOUR CAREER
      • FAMILIES
      • RETIREMENT
      • ESTATE PLANNING
    • INSURANCE PLANNING
      • LIFE INSURANCE
      • MORTGAGE LIFE INSURANCE
      • DISABILITY INSURANCE
      • CRITICAL ILLNESS INSURANCE
      • NEED FOR PERSONAL INSURANCE
      • NEED FOR CORPORATE INSURANCE
      • TRAVEL INSURANCE
      • HEALTH SPENDING ACCOUNT
    • INVESTMENT PLANNING
      • TAX FREE SAVINGS ACCOUNT
      • REGISTERED EDUCATION SAVINGS PLAN
      • REGISTERED DISABILITY SAVINGS PLAN
      • REGISTERED RETIREMENT SAVINGS PLAN
      • REGISTERED RETIREMENT INCOME FUND
    • PROCESS & FEES
    • RESOURCES
  • BLOG
  • CONTACT
Don’t lose all your hard-earned money to taxes

Don’t lose all your hard-earned money to taxes

by Financial Tech Tools | Apr 1, 2023 | Blog, tax

Don’t lose all your hard-earned money to taxesTax planning is an essential part of managing your money – both while living and after your death. You want to maximize the amount of money to your beneficiaries, not the government. We have three tips to help you reduce...
Federal Budget 2023 Highlights

Federal Budget 2023 Highlights

by Financial Tech Tools | Mar 29, 2023 | 2023, Blog, Business Owners, dental benefits, Family, Financial Planning, individuals

On March 28, 2023, the Federal Government released their 2032 budget. This article highlights the following financial measures:New transfer options associated with Bill C-208 for intergenerational transfer.New rules for employee ownership trusts.Changes to how the...
Ontario 2023 Budget Highlights

Ontario 2023 Budget Highlights

by Financial Tech Tools | Mar 24, 2023 | Blog, Business Owners, individuals, Ontario Only, tax

Ontario 2023 Budget HighlightsOn March 23, 2023, Ontario’s Minister of Finance delivered the province’s 2023 budget. Here are some of the highlights. No Changes To Corporate or Personal Tax RatesBudget 2023 did not change Ontario’s corporate or personal tax...
Do you have enough for retirement?

Do you have enough for retirement?

by Financial Tech Tools | Mar 2, 2023 | Blog, pension plan, retirees, Retirement, RRSP, Tax Free Savings Account

Many of us dream of the day that we can retire and have the time to ourselves that we have dreamed of for so many years. But, to have a genuinely contented and relaxing retirement, you need to ensure that you have the means to afford it. So, now’s the best time...
TFSA versus RRSP – What you need to know to make the most of them in 2023

TFSA versus RRSP – What you need to know to make the most of them in 2023

by Financial Tech Tools | Feb 2, 2023 | 2023, Blog, RRSP, Tax Free Savings Account

When looking to save money in a tax-efficient manner, Tax-Free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP) can offer significant tax benefits. To assist you in understanding the distinctions, we will compare the following: The differences in...
2023 Financial Calendar

2023 Financial Calendar

by Financial Tech Tools | Jan 1, 2023 | 2023, Blog, Financial Planning, Retirement, RRSP, Tax Free Savings Account

Welcome to our 2023 financial calendar! This calendar is designed to help you keep track of important financial dates and deadlines, such as tax filing and government benefit distribution. You can bookmark this page for easy reference or add these dates to your...
« Older Entries
Next Entries »

RSS Subscribe via RSS

  • 2025 Ontario Tax Rates May 2, 2025
    2025 Ontario Tax Rates – Get the latest provincial and federal tax rates, including marginal rates, capital gains, and dividends. Stay informed and plan ahead!
    Financial Tech Tools
  • Tax Tips for Filing Your 2024 Income Tax Return March 31, 2025
    Get ahead of tax season! Discover what’s new for 2024—from increased CPP contributions and Home Buyers’ Plan changes to key deductions and credits. Maximize your refund and avoid costly mistakes.
    Financial Tech Tools
  • Bank of Canada Announces Interest Rate Cut Amid Economic Uncertainty March 12, 2025
    The Bank of Canada has cut interest rates to 2.75%, reflecting ongoing economic challenges and trade uncertainties. Market volatility is normal, but staying disciplined and diversified helps manage risk over the long term. If you have questions or concerns, please reach out—we're here to help. #BankOfCanada #InterestRates #MarketVolatility #FinancialWellbeing
    Financial Tech Tools
  • 2025 Canadian Controlled Private Corporation Tax Rates March 5, 2025
    Stay updated on 2024-2025 Canadian corporate tax rates for CCPCs. Small business rates start at 9%, active business varies, and investment income is 38.7%.
    Financial Tech Tools
  • 2025 Canada Money Facts March 3, 2025
    2025 Canada Money Facts – Get the latest TFSA, RRSP, FHSA, CPP, OAS, and RESP limits. Stay informed on savings, pensions, and benefits for the year ahead!
    Financial Tech Tools

Latest posts

  • 2025 Ontario Tax Rates

    2025 Ontario Tax Rates

    May 2, 2025
  • Tax Tips for Filing Your 2024 Income Tax Return

    Tax Tips for Filing Your 2024 Income Tax Return

    March 31, 2025
  • Bank of Canada Announces Interest Rate Cut Amid Economic Uncertainty

    Bank of Canada Announces Interest Rate Cut Amid Economic Uncertainty

    March 12, 2025
  • 2025 Canadian Controlled Private Corporation Tax Rates

    2025 Canadian Controlled Private Corporation Tax Rates

    March 5, 2025
  • 2025 Canada Money Facts

    2025 Canada Money Facts

    March 3, 2025

Categories

  • 2019 Only
  • 2020
  • 2020 Only
  • 2022
  • 2022 Only
  • 2023
  • 2024
  • 2025
  • Accountants
  • Blog
  • Business Owners
  • Buy Sell
  • Center of Influences
  • Coronavirus
  • Coronavirus – Associates
  • Coronavirus – Practice Owners
  • Coronavirus – Retired
  • Coronavirus – Retiring
  • Coronavirus – Students
  • corporate
  • critical illness insurance
  • Debt
  • dental benefits
  • disability
  • disability insurance
  • estate planning
  • Family
  • farmers
  • financial advice
  • Financial Planning
  • Government Budget
  • group benefits
  • health benefits
  • incorporated professionals
  • individuals
  • insurance
  • investment
  • life insurance
  • mortgage
  • Ontario Only
  • pension plan
  • personal finances
  • Professional Corporations
  • Professionals
  • RDSP
  • Registered Education Savings Plan
  • retirees
  • Retirement
  • RRSP
  • tax
  • Tax Free Savings Account
  • travel insurance

Contact Us

Safeguard Insurance & Financial Services
Gaston Lord, FIC, CSA, CFP
Financial Advisor
(905) 962-7797
[email protected]

1522 Main St E. Unit 1
Hamilton, ON
L8K 1E8

About Us

We work closely with families and business owners to help achieve their financial goals. Our goal is to provide you with comprehensive service, whatever your needs are, based on confidence and trust to build a solid relationship.

Creating legacies, building trust and solid relationships while providing comprehensive service that is in your best interest.

Newsletter
* indicates required