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Are Big Banks Putting Their Interests Ahead of Yours?

Are Big Banks Putting Their Interests Ahead of Yours?

by Financial Tech Tools | Sep 17, 2025 | Blog, insurance, investment

Are Big Banks Putting Their Interests Ahead of Yours? When Canadians turn to their bank for investment advice, they often expect unbiased guidance that puts their needs first. But recent findings from regulators show that may not always be the case. Many bank...
Why a Critical Illness Insurance Top-Up Could Make a Big Difference

Why a Critical Illness Insurance Top-Up Could Make a Big Difference

by Financial Tech Tools | Sep 9, 2025 | Blog, Business Owners, critical illness insurance, Family

Most of us don’t expect to face a serious illness in our lifetime. But the truth is, health challenges such as cancer, heart disease, or stroke are more common than many people realize. In fact, about half of Canadians will develop cancer at some point in their lives....
Why a Critical Illness Insurance Top-Up Could Make a Big Difference

Why a Critical Illness Insurance Top-Up Could Make a Big Difference

by Financial Tech Tools | Sep 3, 2025 | Blog, Business Owners, critical illness insurance, Family

Most of us don’t expect to face a serious illness in our lifetime. But the truth is, health challenges such as cancer, heart disease, or stroke are more common than many people realize. In fact, about half of Canadians will develop cancer at some point in their lives....
Helping Employees Get the Most Out of Their Health Benefits

Helping Employees Get the Most Out of Their Health Benefits

by Financial Tech Tools | Aug 4, 2025 | Blog, group benefits

Helping Employees Get the Most Out of Their Health Benefits You can provide the most generous benefits package in the world, but if employees don’t understand how to use it, it won’t have the impact you hoped for. Across Canada, many employees leave valuable health...
OAS Clawback 2025: What Retirees Need to Know About the Recovery Tax

OAS Clawback 2025: What Retirees Need to Know About the Recovery Tax

by Financial Tech Tools | Jul 4, 2025 | 2025, Blog, investment, pension plan, retirees, Retirement

OAS Clawback 2025If you’ve worked hard to build your retirement income, the last thing you want is to see your government benefits clawed back. Yet for many Canadians, the Old Age Security (OAS) recovery tax—commonly called the OAS clawback—can quietly reduce this...
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  • Budget 2026: What the New Federal Measures Could Mean for Your Money November 6, 2026
    Budget 2026 proposes new affordability, housing, benefit, and business investment measures. From fuel tax relief and a groceries benefit supplement to an “RRSP for life” consultation and the Productivity Mega Deduction, here is a plain-language overview of what the November 5, 2026 budget could mean for Canadians’ money.
    Financial Tech Tools
  • Leaving Your Employer – Should You Take Your Pension? November 3, 2026
    Leaving your employer? One of the biggest financial choices you’ll face is whether to take your pension or leave it. Learn about your options, key considerations, tax rules, and what unlocking your pension really means so you can make a confident decision about your future.
    Financial Tech Tools
  • Financial Planning for a Child With a Disability October 2, 2026
    Raising a child with a disability comes with a question that can keep you up at night: will they be secure once I am no longer here to help? This roadmap walks through the main building blocks families use to plan with confidence, one step at a time.
    Financial Tech Tools
  • The Health Spending Account for Business Owners and Incorporated Professionals September 1, 2026
    Discover a game-changing solution to manage medical expenses efficiently - the Health Spending Account. As a business owner, reduce tax burdens and provide tax-free benefits to yourself and employees. No monthly premiums, cost-effective, and hassle-free reimbursement process. Unlock the full potential of your healthcare budget now.
    Financial Tech Tools
  • Corporate Life Insurance Planning August 6, 2026
    Corporate-owned life insurance helps business owners protect their company, manage taxes, and plan for retirement or succession. This article explores how it can fund buy-sell agreements, cover capital gains tax, reward key executives, and support business continuity—all while building tax-advantaged value inside the corporation.
    Financial Tech Tools

Latest posts

  • Budget 2026: What the New Federal Measures Could Mean for Your Money

    Budget 2026: What the New Federal Measures Could Mean for Your Money

    November 6, 2026
  • Leaving Your Employer – Should You Take Your Pension?

    Leaving Your Employer – Should You Take Your Pension?

    November 3, 2026
  • Financial Planning for a Child With a Disability

    Financial Planning for a Child With a Disability

    October 2, 2026
  • The Health Spending Account for Business Owners and Incorporated Professionals

    The Health Spending Account for Business Owners and Incorporated Professionals

    September 1, 2026
  • Corporate Life Insurance Planning

    Corporate Life Insurance Planning

    August 6, 2026

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Contact Us

Safeguard Insurance & Financial Services
Gaston Lord, FIC, CSA, CFP
Financial Advisor
(905) 962-7797
g.lord@safeguard-ltd.com

1522 Main St E. Unit 1
Hamilton, ON
L8K 1E8

About Us

We work closely with families and business owners to help achieve their financial goals. Our goal is to provide you with comprehensive service, whatever your needs are, based on confidence and trust to build a solid relationship.

Creating legacies, building trust and solid relationships while providing comprehensive service that is in your best interest.

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