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Tax tips to know before filing your 2023 income tax

Tax tips to know before filing your 2023 income tax

by Financial Tech Tools | Apr 2, 2024 | 2024, Blog, corporate, Family, financial advice, Financial Planning, tax

This year’s tax deadline is April 30, 2024. It’s important to make sure you’re claiming all the credits and deductions you’re eligible for. We’ve separated this article into 2 sections: What’s new for 2023Individuals and FamiliesWhat’s New for 2023Advanced Canada...
TFSA vs RRSP – 2024

TFSA vs RRSP – 2024

by Financial Tech Tools | Feb 1, 2024 | 2024, Blog, Business Owners, estate planning, Family, financial advice, Financial Planning, individuals, investment, personal finances, Professionals, Retirement, RRSP, Tax Free Savings Account

Tax-Free Savings Account vs Registered Retirement Savings PlanWhen looking to save money in a tax-efficient manner, Tax-Free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP) can offer significant tax benefits. To assist you in understanding the...
Understanding Registered Education Savings Plans (RESPs) in Canada

Understanding Registered Education Savings Plans (RESPs) in Canada

by Financial Tech Tools | Sep 1, 2023 | 2023, Blog, Family, financial advice, Financial Planning, Registered Education Savings Plan

What is an RESP? A Registered Education Savings Plan (RESP) is a unique savings account available in Canada, designed to assist individuals, such as parents or guardians, in saving for a child’s post-secondary education. Notably, anyone can open an RESP for a...
Federal Budget 2023 Highlights

Federal Budget 2023 Highlights

by Financial Tech Tools | Mar 29, 2023 | 2023, Blog, Business Owners, dental benefits, Family, Financial Planning, individuals

On March 28, 2023, the Federal Government released their 2032 budget. This article highlights the following financial measures:New transfer options associated with Bill C-208 for intergenerational transfer.New rules for employee ownership trusts.Changes to how the...
Why Insurance Is So Important If You’re A Single Parent

Why Insurance Is So Important If You’re A Single Parent

by Financial Tech Tools | Nov 1, 2022 | Blog, Family, insurance, life insurance

Why Insurance Is So Important If You’re A Single ParentYour kids mean everything to you – and you want to make sure they’re protected no matter what. As a single parent, you must have the right health and life insurance options in place to make that happen. We...
Insurance Planning for Young Families

Insurance Planning for Young Families

by Financial Tech Tools | Jun 1, 2020 | Blog, disability insurance, Family, health benefits, insurance, life insurance, travel insurance

For young families, making sure your family is financially protected can be overwhelming, especially since there’s so much information floating online. This infographic addresses the importance of insurance- personal insurance.The 4 areas of personal insurance a young...
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  • 2025 Year-End Tax Tips and Strategies for Business Owners December 2, 2025
    As 2025 wraps up, it’s time for business owners to focus on smart year-end tax strategies. Learn how to manage cash flow, balance salary and dividends, and take advantage of deductions and credits before December 31.
    Financial Tech Tools
  • 2025 Personal Year End Tax Tips December 1, 2025
    The end of 2025 is the perfect time to get organized and take advantage of key tax-saving opportunities. From RRSPs and TFSAs to family credits and student benefits, these practical year-end tips can help you save money and prepare for tax season with confidence.
    Financial Tech Tools
  • 2025 Federal Budget Highlights November 5, 2025
    The 2025 Federal Budget focuses on stability and long-term growth, with no new broad tax increases. Key updates include GST relief for first-time home buyers, new credits for caregivers, and expanded incentives for clean-tech and manufacturing investment. The budget also clarifies how the 21-year rule applies to trusts and delays the new bare-trust reporting requirements […]
    Financial Tech Tools
  • 2025 Federal Budget Highlights November 5, 2025
    The 2025 Federal Budget focuses on stability and long-term growth, with no new broad tax increases. Key updates include GST relief for first-time home buyers, new credits for caregivers, and expanded incentives for clean-tech and manufacturing investment. The budget also clarifies how the 21-year rule applies to trusts and delays the new bare-trust reporting requirements […]
    Financial Tech Tools
  • What You Need to Know About RRIFs November 3, 2025
    RRIFs come with required annual withdrawals that increase over time. Learn how much you must take out, how it’s taxed, and how to make the most of your retirement income.
    Financial Tech Tools

Latest posts

  • 2025 Year-End Tax Tips and Strategies for Business Owners

    2025 Year-End Tax Tips and Strategies for Business Owners

    December 2, 2025
  • 2025 Personal Year End Tax Tips

    2025 Personal Year End Tax Tips

    December 1, 2025
  • 2025 Federal Budget Highlights

    2025 Federal Budget Highlights

    November 5, 2025
  • 2025 Federal Budget Highlights

    2025 Federal Budget Highlights

    November 5, 2025
  • What You Need to Know About RRIFs

    What You Need to Know About RRIFs

    November 3, 2025

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Contact Us

Safeguard Insurance & Financial Services
Gaston Lord, FIC, CSA, CFP
Financial Advisor
(905) 962-7797
g.lord@safeguard-ltd.com

1522 Main St E. Unit 1
Hamilton, ON
L8K 1E8

About Us

We work closely with families and business owners to help achieve their financial goals. Our goal is to provide you with comprehensive service, whatever your needs are, based on confidence and trust to build a solid relationship.

Creating legacies, building trust and solid relationships while providing comprehensive service that is in your best interest.

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